Welcome to the official website of Generation Capital Limited

These Terms of use (“Terms”) govern your access to and use of our website, digital platforms, and the services or information made available through them. By visiting, browsing, or using this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, together with our Privacy Policy.

Generation Capital Limited is a duly licensed financial institution, regulated by the Central Bank of Nigeria (CBN) and operates in compliance with applicable financial services laws. We are committed to operating in compliance with applicable banking, financial, and data protection laws. Our website has been designed to provide information about our institution, our products and services, as well as to enable prospective and existing customers to engage with us more conveniently.

Please note that:

  • The information available on this Site is provided for general informational purposes only and should not be considered financial or investment advice.
  • Product features, terms, and eligibility criteria displayed here may change from time to time without prior notice.
  • Submission of inquiries or loan applications through this Site does not automatically constitute approval or the creation of a contractual relationship until expressly confirmed by us in writing.

By continuing to use our website, you agree to act in accordance with all applicable laws and regulations, to provide accurate information when requested, and to use this Site responsibly. If you do not agree with these Terms, we kindly advise that you discontinue use of this Site.

  1. Use of the Website
  • You must be at least 18 years old to use this site.
  • You agree to use the website for lawful purposes only.
  • You will not misuse, hack, or disrupt the website.
  1. Financial Products & Services
  • Information provided on this website is for informational purposes only and does not constitute financial advice.
  • Loan approvals, interest rates, and repayment terms are subject to credit checks, eligibility, and final review by Generation Capital Limited.

Submission of an online application or inquiry does not guarantee approval.

  1. Limitation of Liability
  • We do not guarantee that the website will always be available or error-free.
  • We are not responsible for losses resulting from reliance on information provided on the website.
  • To the extent permitted by law, we disclaim liability for any indirect, incidental, or consequential damages.
  1. Disclaimer on Accuracy of Information

While Generation Capital Limited takes reasonable steps to ensure that the information presented on this website is accurate, complete, and up to date, we make no guarantees or warranties of any kind, express or implied, regarding:

  • The accuracy, timeliness, or completeness of information provided;
  • The suitability of content for any particular purpose; or
  • The absence of errors, interruptions, or omissions.

Information provided on this Site (including product descriptions, interest rates, fees, eligibility criteria, and policies) is subject to change without notice. Users are advised to verify directly with our representatives before making financial decisions. Generation Capital Limited will not be liable for any loss or damage resulting from reliance on information provided on the Site.

  1. Third-Party Links

For your convenience, this website may contain links or references to external websites, platforms, or resources operated by third parties. These links are provided solely for informational purposes and do not imply any endorsement, sponsorship, or recommendation by Generation Capital Limited of the content, products, services, or operators of such third-party sites.

Please note that:

  • We do not control, monitor, or guarantee the accuracy, relevance, timeliness, or completeness of information provided on third-party websites.
  • We are not responsible for the privacy practices, data protection standards, or security measures implemented by such third parties.
  • Accessing or using third-party websites is done entirely at your own risk, and you should review their applicable terms and privacy policies before engaging with them.

Accordingly, Generation Capital Limited shall not be held liable for any loss, damage, or inconvenience arising from your use of, or reliance on, third-party links or the content they provide.

  1. Changes to Terms

We reserve the right, at our sole discretion, to amend, update, or modify these Terms at any time in order to reflect changes in our business operations, products, regulatory requirements, or for any other reason deemed necessary.

Your continued access to or use of this website after any changes have been posted constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must discontinue use of the website and any related services.

  1. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. By using this site, you consent to be bound by and interpret its use in line with the laws of the Federal Republic of Nigeria. Additionally, you agree to accept the authority of the courts of the Federal Republic of Nigeria for any legal matters that arise.

Terms Of Use