What is a Short-Term Loan?

A Short-Term Loan is a quick and flexible financing option designed to help businesses and individuals meet urgent financial needs. Instead of waiting weeks or months, GenerationMoney provides fast access to funds so you can cover expenses, bridge cash flow gaps, or take advantage of opportunities.

How It Works

  1. Apply Online or In-Branch – Submit your loan request with minimal paperwork.

  2. Quick Approval – Our streamlined process ensures fast decision-making.

  3. Get Funded – Approved loans are disbursed within a short time.

  4. Repay Conveniently – Flexible repayment terms tailored to your income or business cash flow.

Key Benefits

  • ✅ Fast Access to Cash – Perfect for emergencies and urgent expenses.

  • ✅ Flexible Repayment – Short durations that don’t tie you down long-term.

  • ✅ Business & Personal Use – Cover payroll, stock purchases, bills, or unexpected needs.

  • ✅ Transparent Costs – No hidden fees; clear and fair terms.

  • ✅ Tailored to Nigerians – Financing that matches local realities.

Who Can Apply?

  1. Small and medium businesses needing quick working capital.

  2. Entrepreneurs managing seasonal cash flow.

  3. Individuals with short-term financial needs.

  4. Contractors or suppliers awaiting payment.