What is Invoice Discounting?

Invoice Discounting is a flexible financing solution that allows businesses to unlock cash tied up in unpaid invoices. Instead of waiting 30–90 days for customers to settle their accounts, GenerationMoney provides immediate access to working capital, helping you keep your business running smoothly.

How It Works

  1. You raise an invoice for goods or services provided to your customer.

  2. Submit the invoice to GenerationMoney for financing.

  3. We advance a percentage of the invoice value upfront (usually 70%–90%).

  4. Your customer pays the invoice at the agreed date.

  5. We release the balance to you, minus our service fee.

It’s that simple — no waiting, no cash flow stress.

Key Benefits

  • Improve Cash Flow – Get instant access to funds instead of waiting for customer payments.

  • Fuel Growth – Use working capital to take on larger contracts, purchase stock, or expand operations.

  • Confidential & Flexible – Unlike factoring, your customers continue paying you directly, so the relationship stays unchanged.

  • Pay As You Use – Only use invoice discounting when you need it; it scales with your business.

  • Fast Access – Quick approval and disbursement, designed for Nigerian businesses.